A couple of times during my search I have got a lot of push back from owners on seller notes that are 5 years, the majority wanting it fully paid off in 2.

Wondering how people have approached this part of the negotiation, particularly with SBA deals where a 2 year pay out is very aggressive?

I have struggled with it a little bit in the past and coming up with the same push back on future deals, in particular on deals without a broker.