Can anyone share your experience of obtaining SBA loan if you’ve done it - which bank do you use and how long does it take to close?

Im looking into medspa specifically between $1M-$4M listings and I’ve heard some brokers said they have SBA lenders pre-approved for the business.

Can anyone shed some light on how does it work? For the first time self-funded searcher, it seems most lender would treat you as an ‘entrepreneur’ and the lendable amount is basically your income. Is this aligning with your experiences?

Would Appreciate some pointers. Thanks!