I'm new to the ETA world and was planning to launch a search fund, but am drawn more and more to a self funded search.
I'm just trying to understand how outside equity gets allocated when I'm also putting money down myself.

I'd appreciate your input on the following (simplified) example:
Price $1.25M

250k deferred payment
500k loan
250k personal/buyer contribution
250k third party investors

In this scenario, does the ownership become 50/50 between me and the investors, as we've both put 250k?
Or do the investors own 20% as they've invested 250k in a 1.25M company?

It seems surprising that they would instantly own 625k (50%) of the company value for a 250k investment.

How is this usually treated?
Many thanks in advance!