What areas can buyers negotiate with SBA lenders on 7a loans? Rates, fees, term, interest only periods, covenant holidays, etc.?
How much wiggle room is there to negotiate on interest rate spreads usually? Do lenders typically put their best foot forward on the term sheet or expect to come down after negotiation?
Is there a good website that shows an index of where SBA lenders are landing on rates?
Would love any recommendations.
Where do SBA Lenders have wiggle room to negotiate?

by a searcher
More on Searchfunder
Searchfunder is an online community and toolkit for searchfunds. Over 80% of those involved in searchfunds maintain a Searchfunder.com account to help them network, problem solve challenges, and keep up with the industry.
We maintain partnerships with database providers that make searching more effective, efficient and affordable along with features that help searchers find deals and investors and vice versa.
We maintain partnerships with database providers that make searching more effective, efficient and affordable along with features that help searchers find deals and investors and vice versa.
We're still onboarding folks manually at this point but if you email me --@----.com I'm happy to send you a list of the top SBA lenders in a given state ranked by average interest rates in the past 12 months.
If you don’t ask, the answer is no.