Hi, I'm currently looking at an add-on acquisition with about $200K in net income on the P&L but another roughly $175K in add-backs. I've done my diligence and believe the seller to be an honest operator - so I am fairly comfortable that these add-backs are valid.

My question is, does this amount/ratio of add-backs to SDE present significant issues with obtaining SBA financing? Aside from this potential obstacle, I think this deal is a fairly good fit for SBA financing but am unsure how much of an issue this is or isn't.