hey all, I'm talking to a few lenders but wanted to know if others in the forum might be able to accelerate my learning.

I'm looking at a manufacturer with an asking price that would have made math sense when rates were lower, but are hard to pencil at the stricter end of SBA lender requirements (problem for everyone right?). DSCR###-###-#### for instance. I actually don't hate their valuation, it's high but somewhat based in reality for the opportunity and margins. I think a reasonable price can be had regardless.

Are there lenders that do more than 10-year terms on SBA 7a? no real estate involved. What about banks that do more manufacturing businesses and so might be ok with slightly lower coverage ratios and rates? Thanks for your insights.

And yes, I'm looking into adding more equity too, as another option.