Hey all -

For those who've gone through SBA financing and had to work through a transfer of lease, how have your worked through the 10-yr lease requirement? From what I understand there are two options: 10-year lease, 5-year lease + 5 year option.

I'm wondering if there are options here. The company I am under contract with has two locations and two different landlords. Landlords are okay with 5-year lease, however, nearly a hard no on the 5-year option.

Any insight/guidance would be helpful.