Big mistake I see business buyers making:

Don't assume that getting the seller to roll equity under the SBA's new partial buyout rules means they'll necessarily be motivated to help post-closing.

They also might make a terrible partner that you quickly want to get rid of!

We closed ~$700 million in SBA 7(a) last year with zero partial rollover. Now everyone wants the seller to roll.

It should be saved for limited circumstances, tied to an employment agreement.