We recently went under LOI after submitting 2 offers: one at $2.9M all SBA, and another at 3M with 10% seller financing. Our lower offer was accepted; is it a red flag that our seller won't carry a note for the higher purchase price? They had disclosed they weren't interested in seller financing in the CIM, but I'm still concerned that they know something about the future of the business we don't. As a note, this is a non-recurring revenue business so predictability of cash flows is fairly challenging.