Looking for some guidance on SBA loans. I'm from the U.K. and would like to sponsor a searcher or an experienced operator in the U.S. for an SBA loan for a minority stake in the company.

Because I'm a citizen of the U.K. and not U.S. I believe that I can only retain 19.9% equity (because 20% would require a PG). I am interested in providing the 10% cash equity required for the loan, in exchange for equity in the deal.

My questions are:
A) Am I able to retain up to 19.9% equity?
B) As an investor, am I able to receive a coupon on my investment or perhaps be compensated via a consulting fee?

Thank you