Looking for a lender alongside Boopos

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April 16, 2023

by a searcher from Harvard University - Harvard Business School in New York, NY, USA

I have had several calls with Boopos - https://www.boopos.com - and like their model. They require 15% of an acquisition total to come from the searcher, so I am looking for a lender to fill that 15% with terms identical or similar to that of Boopos. I am looking for recommendations for good lenders to work with.

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Reply by a searcher
from University of Pennsylvania in Atlanta, GA, USA
Have you spoken to Boopos about this?

I would think that they are asking you to put 15% in to ensure you have some skin in the game and they are not bearing all of the risk with a non-recourse loan.

I would be surprised if they were ok with another non-recourse loan being used to close the price gap.

If Boopos were to go for it, I would expect they'd require the other loan to be subordinated to theirs. Doesn't seem like an attractive position to be in as the 15% lender on a subordinated, non-recourse loan.

Plenty of speculation in my comment though, so if you do end up talking to Boopos about it please let us know if they are ok with this / have done it before / who the other lender was.
commentor profile
Reply by a searcher
from Regis University in Denver, CO, USA
Boopos is factoring essentially - I'm pretty sure there's no way to get that equity injection with similiar terms, there wouldn't even be enough margin.
I bet Boopos only cares about mitigating their risk, so you could probably do a loan for the equity injection. You'd basically have to find an angel investor or friends/familiy to loan in that situation in my opinion.
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