I am in the process of purchasing a business using a 7(a) loan, which will bring me to the $5 million SBA limit. The seller wants to sell the real estate as well, so I am going to do a lease-to-buy option so I can buy the property 3-6 months after closing the deal.

Once I'm leasing the property, is it possible to purchase it using a Green 504 loan if I commit to lowering energy consumption or implementing renewable energy sources? I have heard this will let me to surpass the $5 million cap, but I haven't come across anyone who has actually done this.