I'm buying a business with a 7(a) loan then buying the real estate afterwards. The 7(a) loan is hitting the 5m cap so I can't do it in the same transaction.

With the 504 loan, is it possible to put in 5% equity and have the seller put in 5% on full standby? That's what I'm doing with the 7(a), but I'm not sure if that's allowed with the 504.