Hey Everyone,

I'm looking at a company where I only have a 5% down payment for the loan and would prefer to not bring in investors. However, I'm worried that the seller will back out of the deal if I ask him to carry a 5% note on full standby.

One option I'm considering is offering a price that is 2-5% higher so that the seller receives more upfront value to offset the full standby note.

Any other options I should consider?