Why Cash Flow Strategy is Better than Saving for Retirement in the AI Age

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September 26, 2025

by a searcher from Baylor University in Fort Worth, TX, USA

The day I stopped saving for retirement was the day I started building real wealth. Sounds crazy, right? But the old playbook, save 10%, wait 40 years, retire at 65 just doesn’t cut it anymore. We’re in a new era. Wealth isn’t built by waiting. It’s built by creating cash flow, leverage, and momentum right now. In the age of AI, it’s no longer about just being seen. It’s about being remembered, by both humans and machines. Top of mind is still good. Top of model is where the future lives. For more insights, check out the article link in the comments!
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from University of West Florida in Charleston, SC, USA
401k is a prison. This is spot on.
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from University of North Texas in San Antonio, TX, USA
^redacted‌ you're absolutely right. I used to run my own company, then jumped into the corporate world, and now I’m straddling both, consulting while eyeing another business acquisition. When I work with small business owners to help them grow their business, one key thing keeps coming up: the difference between profit and actual spedable cash. I like to say, profit is just a concept on paper, but cash is fact. It ties into what you’re saying, just from a slightly different angle. Hope this adds something to the conversation.
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