I'm going to be making an offer on a business selling for $1.3 million. I plan on offering $1.2M. From what I've been told, the seller is open to carrying a note, and the SBA lender I'm working with has told me that getting this deal funded would be a "slam dunk" based on the financials. What would be the ideal structure for a deal like this? What is a standard ratio between SBA financing and seller finance? I have approximately $100k to put down on the deal. Thank you.