I was saying that some banks may require the buyer/searcher to put of 10% of the total equity injection (i.e. 10% of the 10% in your scenario) as a minimum requirement. However, other banks do not. I would be happy to recommend a couple of lenders to searcher that reach out to me directly who don't require the buyer to put up any of the equity injection.

Hi Billy, my experience with the above is that banks will look for a minimum 20-30% skin in the game. But that could chance given your history/track record. Also if you have a strong business already and your looking to get a “bolt on” to your existing company, you could possibly get it lower than 20%. I’m saying that I am based in Ireland, and I hear in the US you can get theredactedin the SBA so you really only need to come up with 5% for certain deals subject to meeting the necessary criteria.