"tried search // now operating @ Hireframe " I like this title. "They will never come for you house" said every banker. It's common business practice to offload risk. The banks do it, that's how '08 happened and it's happening right now in private credit. Taking out a 1 million SBA only benefits the bankers,

Any debt can be stressful. However, in the context of business you should not lose sleep over it as long as your cash flow can support debt payments. IMHO, the aim is not to have a 100% debt free business, but rather sustainable debt that could also support re-investment in the growth of the business. Value creation post-closing is generally a growth play.