To Make Deal Sharing Easier, Here's My Credit Box

Over the short time I've been on here, I’ve had a lot of great conversations with searchers, brokers, and advisors. To make it easier for everyone, I wanted to share a quick overview of what I look for when funding a deal through my firm, VFI Corporate Finance. What we finance: Business‑critical equipment, technology, vehicles, medical assets, software licenses, and tenant improvements 100% CapEx financing, including soft costs (engineering, implementation, training, shipping, installation) Transaction sizes from $500K to $25MM (with the ability to syndicate larger) Ideal borrower profile: →$15MM+ in revenue (exceptions down to $10MM for smaller requests) →2+ years in business → Audited or reviewed financials preferred → Strong recurring revenue or durable cash flow is a plus What I typically request upfront: → Two years of audited/reviewed financials → Latest interim with YoY comparison → List of equipment to be financed or used as collateral Why searchers work with us: →We’re an independent direct lender →We move quickly → We structure everything between 24 to 60 month terms →We’re flexible on asset types and can support both add‑ons and platform acquisitions If you’re evaluating a deal and want to understand whether it fits our box, feel free to reach out. I'm always happy to be a resource or point you in the right direction.