Suggestions on Commercial Lending Partners or Alternative Financing options?

investor profile

March 08, 2026

by an investor from Marymount University in Charlotte, NC, USA

Hi everyone, I’m working to acquire a small industrial B2B manufacturing business with approximately $900K in revenue and ~$200K SDE. The transaction was originally structured with SBA financing, and the lender had confirmed eligibility. I was about to sign the LOI last week, but found out that, under the recent SBA rule change effective March 1, SBA loans are now limited to U.S. citizens. I am currently a legal permanent resident (in the naturalization process, but it may take another 4–6 months). Given this change, I’m exploring commercial lending or alternative financing options to complete the acquisition, or ask the seller to wait for 6 months. If anyone has experience navigating a similar situation, or can recommend commercial lenders, structures, or alternative approaches that work well for deals of this size, I would greatly appreciate any guidance. Thank you in advance for any advice.
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