Seeking Support: Refinance of $100K LOC at 53% Interest (Client – 805 Credit Score, Looking for No-PG Options)

Hi Searchfunder community, I’m working with a client who currently has a $100,000 line of credit sitting at an extremely high 53% interest rate, and we’re looking to refinance this facility immediately into a more traditional, affordable structure. Client Profile: Credit score: 805 Solid financials and stable operating history Clean payment record Looking to refinance without a personal guarantee (no-PG) if possible Open to LOC, term loan, or hybrid refinancing solutions U.S.-based business What We Need: Banks, credit unions, non-bank lenders, or specialty finance groups that can refinance high-interest LOCs Programs that offer no-PG or limited PG structures Ideally fast underwriting and funding turnaround Recommendations from lenders or SF members who have successfully refinanced similar high-APR facilities If you or your network has experience with this type of refinance — or you can introduce a lender who works with strong-credit companies on no-PG credit lines — I’d greatly appreciate the support. Happy to share financials, lender packages, and additional details via DM. Thank you in advance for any guidance or connections! — Brandon McNally