Seeking non-SBA lender for $5m for a recurring printing company

April 02, 2026

by a searcher from Washington State University - Carson College of Business in Seattle, WA, USA

I’m looking to work with a non-SBA bank or lender to secure $5M in financing for an acquisition. The target company has strong recurring revenue. It generated $7.5M in revenue and $2.2M in EBITDAR in###-###-#### It's on pace to generate $8.8M in revenue and $2.6M in EBITDAR for 2026. If you know of any lenders or loan brokers who specialize in deals like this or can make an introduction, please feel free to comment, message, or email me directly. Any help here would be sincerely appreciated! My email is redacted

Reply by a lender
from University of Southern California in Los Angeles, California, USA

Hi ^redacted‌ - I think you are already speaking with my colleague Franco. Unfortunately, SBA lenders are the only real option for business acquisitions in the US. No lender wants to take the extra risk and make a non-guaranteed loan when they can have the US government guarantee 75% of the loan. The success rate for conventional loans is less than 2%. Even if you qualify, the downpayment requirement is 35%. Unfortunately, conventional loans are only really available to existing business owners (in certain industries) looking to expand via acquisitions.

Reply by a searcher
from Washington State University in Seattle, WA, USA

I really appreciate the perspective. I’m specifically focused on non-SBA structures for this transaction. The company has strong recurring revenue, healthy margins, and solid forward visibility, which I believe can support non-SBA financing. If you or Franco come across any groups operating outside the SBA framework, I’d greatly appreciate the connection.

Join the discussion