Seeking Non-SBA Financing for Two Deals ($1.75M & $10M)

November 18, 2025

by an intermediary from Washington State University in Dorado, 00646, Puerto Rico

I'm currently working on two acquisition opportunities and looking for alternative financing structures outside of traditional SBA 7(a): Deal 1 - $1.75M Purchase Price Under LOI 600k/year cash flow, SBA-eligible business Issue: Not willing to personally collateralize with primary residence (equity exceeds business value) Deal 2 - $10M Purchase Price Platform opportunity requiring significant capital Would need gap financing beyond what SBA could provide What I'm looking for: -Lenders who don't require personal real estate collateral -Asset-based lenders -Private debt funds or family offices Would appreciate any lender introductions, firm recommendations, or other ideas. Thanks in advance for any guidance.

Reply by a lender
from Fundação Getulio Vargas, São Paulo in United States

Thanks, Luke. We’re a commercial loan brokerage originally focused on SBA, and we’ve recently started offering advisory services for non-SBA financing as well—helping buyers and operators secure the best possible financing terms. We work closely with SBIC funds, family offices, and private credit firms. Feel free to reach out to me at redacted or schedule a call here: https://calendly.com/d/cwj2-bdg-hgr/meeting-with-pablo-rafael-pca Best, Rafael

Reply by a lender
from Trinity College Connecticut in New Orleans, LA, USA

Thanks, Luke. We are a private credit fund and gap finance is sweet spot for us. Don't require PGs, asset/cash flow based lending. May be able to help depending on the state the acquisition targets are located in. Please DM or reach out- would be glad to get introduced. redacted

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