Hello. I'm a self-funded searcher pursuing the acquisition of a commercial printing and promotional products business in California — 51 years in operation, ~$4.6M revenue, retiring family ownership with key operators staying on through transition, and a diversified B2B account base with strong reorder behavior. I'm seeking $2.6M in acquisition financing from a bank or non-bank commercial lender — conventional acquisition debt. I'm targeting LOI execution in late September and want to go into that process with funding confidence, so I'm gauging lender interest now, ahead of signing. Capital stack: I am personally injecting $100K of franchise fees and diligence costs pre-close, and the retiring sellers are carrying a separate $400K subordinated note at 5%, fully amortized over 3 years. The requested $2.6M would sit senior to the seller note, secured by the company's assets. Total capitalization: $3.1M. Why debt: the franchise system this business is joining requires all equity holders to sign the franchise agreement personally, so the capital stack is structured entirely as debt — no equity investors, no dilution, and no franchise-agreement conflicts for you as a lender. The business: 3-year revenue CAGR of 15.5% and SDE CAGR of 30.5% (FY2023–FY2025), margins expanding faster than revenue. Franchise conversion at close adds a national marketing/SEO engine and new promotional products and apparel lines on top of an already-growing base — further supporting debt service capacity. About me: 25+ years in program and portfolio management for Fortune 500 telecom and tech clients, 21 of those years running my own management consulting practice. This is an operations, cash-management, and customer-retention business, and that's my career. If your institution is active in acquisition lending in this size range, DM me with your indicative interest and typical terms — this is a non-binding gauge of interest ahead of LOI, not a commitment on either side. I'll follow with the deal summary now and the early financial package under NDA. Looking forward to hearing from you. Thanks, Tim