RAISING CAPITAL
Seeking a private lender to retire a ~$275K seller note (subordinate to SBA 7(a))
Business Services · Georgia
revenue: $5,000,000
ebitda: $1,000,000
Exclusivity:
Exclusive Representation
SBA Eligiblity:
Eligible
Revenue:
$5,000,000
EBITDA:
$1,000,000
Business Overview --
I own a commercial technology services company in the Southeast — recurring-revenue field services across multiple states, acquired late 2023, profitable and stable. Roughly $5M revenue, $1M+ EBITDA.
Revenue Quality --
~45% contractually recurring under contracted agreements,
~45% actuarially recurring from system upgrades, service, and maintenance
~10% transactional.
No customer above 5% of total revenue.
Context --
A 2026 bolt-on included a $250K seller note on standby since close. Payments commence January 1, 2027 and amortize over 36 months. No prepayment penalty.
The Ask --
Looking for an individual or small family office to retire that note and replace it with interest-only paper, 4–5 year term with a balloon. Would also consider full-accrual PIK at appropriate pricing.
Subordinate to an existing SBA 7(a). Personal guarantee available. Open on pricing.
Purpose is redirecting monthly cash into the core business and future bolt-ons — not funding a distribution.
Full financials, company detail, and references under NDA. Message me here.