I am looking at a telecommunications business and a healthcare business both with $1-2m of ebitda based in Kansas and Utah and looking to get feedback from sba lenders on both deals. I am already in back-and-forth conversations on terms with both businesses but not yet in exclusivity (need to figure out what structure is possible first).

Valuations in both industries are high given recurring revenue and industry tailwinds, so I am looking for lenders who have experience in these industries and/or are willing to work with me to structure something where I can max out the $5m sba loan and then have the owners keep some equity that I could buy-out overtime (given new SBA guidelines).

I am already speaking with one lender, but I want additional perspectives given the recentness of the new regulations allowing for partial buy-outs. I realize that some of this may be speculation at this point, but would like to explore what might be possible. After initial discussions, I will quickly narrow it down as to not waste anyones time. One of these processes is time sensitive so I am wanting to get initial feedback on both deals within 1-2 weeks. Please comment, message, or email me at --@----.com if this might be a good fit.

Thank you,