SBA Lenders: Enterprise Value under $1 Million

searcher profile

June 03, 2021

by a searcher from Emory University in Chicago, IL, USA

Hello Community, does anyone know of any SBA lenders who will entertain low-multiple, high cash-flow acquisition opportunities with an enterprise value below $1 Million?

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commentor profile
Reply by an intermediary
from Boise State University in 800 W Main St, Boise, ID 83702, USA
Most local, community and regional banks will do SBA loans under $1,000,000. Look in your local metro area and call your local SBA office (or go online) and search for SBA lenders. Banks look at Debt Service Coverage ratio and don't necessarily care about purchase multiples. If cash flow is high, that's good. If there is no collateral, then you may have to pledge some personal assets but that depends upon the lender. Each one has a little different credit policy when using the SBA program.
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Reply by a lender
from Rutgers, The State University of New Jersey in Syracuse, NY, USA
Austin Cardinal Capitol Advisors assists buyers in placing debt for business acquisitions many of these transactions are under $1;000;000. We are experienced lenders we work on a success basis and do not charge any upfront fee's. Over 95% of our transactions we are compensated by lenders we work with. They are all PLP lenders.

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