ROBS (Rollover for Business Startups) Experience?

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September 08, 2025

by a searcher from Pepperdine University - Graziadio School of Business and Management in Piedmont, CA, USA

Has anyone here set up a ROBS (Rollover for Business Startups)? If so: • How did you approach compliance and ongoing monitoring? • Did you manage it in-house or work with a third-party provider? • Any lessons learned or “gotchas” you’d share with someone exploring the option? Separately, I’ve read through the past threads on where and how to set up a C-Corp, which were super helpful. Has anyone used a service (e.g., Clerky, Stripe Atlas, Gust, etc.) instead of going directly through an attorney? If so, what was your experience—would you recommend it? I’d love to connect with anyone who has gone through either process.
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Reply by a searcher
from Colorado State University in Centennial, CO, USA
I too have used ROBS and will absolutely do it again. I think many who stop at the "double taxation" argument or somehow believe its otherwise too onerous, dont often fully understand it. There are some challenges regarding "creative" tax moves that are forbidden transactions under ROBS but I am still glad I did it and will do it again. I think ultimately it depends on what you need income from your biz for. Mine was mostly for the "retirement" bucket and not the "saving for a home" or "lifestyle" etc. Happy to chat further.
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Reply by a searcher
from University of Illinois at Urbana in Washington, DC, USA
I have a ROBS and have gone through a year of compliance using the service provider who helped me get set up. It has been easy so far.
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