ROBS buy back/ buyout experience?

searcher profile

October 01, 2025

by a searcher from Massachusetts Institute of Technology - MIT Sloan School of Management in Nova Iorque, NY, Estados Unidos

Hi All, I've seen some posts here about ROBS providers, usage of ROBS, etc. But I haven't seen discussions around ROBS buyout, i.e., people who have done it and the specific mechanics behind it. I'm particularly curious about the valuation aspect of it to be compliant with the IRS. Meaning, am I going to eventually pay my 401k plan back with a 2, 3, 4x premium on the original investment? Of course assuming the business will grow over time. If you are not comfortable posting it for everyone, feel free to DM me. Thanks!
2
9
207
Replies
9
commentor profile
Reply by a searcher
from Rutgers in Philadelphia, PA, USA
Check out the acquiring minds podcast episode with Doug Johns. He paid back his 401k and goes into detail about the process.
commentor profile
Reply by a searcher
from Northwestern University in Hinsdale, IL, USA
^redacted‌ interested to learn what you find out for myself as well. thinking that this will be a viable option for my acquisition in a few years although if I do another purchase using ROBS, it may make sense to put the 401K money back so I can reuse it for a bigger acquisition later.
commentor profile
+7 more replies.
Join the discussion