Retiring sellers open to deal structuring
March 05, 2026
by an intermediary from University of Western Australia in London, UK
We come across a lot of these.
Some businesses just don’t sell the traditional way, but their owners want to move on, for one reason or another. Often they are open to structured deals where they are paid out of the future profits.
I’m looking at creating a platform specifically for these deals.
I’m interested in hearing from searchers as to whether these deals would be attractive.
Earnout / seller note-heavy. No debt in the buyer’s cap structure (other than the seller), since the seller will not accept subordination. No SBA. But in a no-money-down deal, lenders are not required anyway. SBA is not needed.
We’ve seen many businesses with EBITDA from $100k to $2m, who have failed to sell (usually via brokers), who are open to alternatives like this. Some of them literally just shut down if they can’t find a solution.
Let me know in the comments or via DM what you think. These deals usually have some hair on them (maybe lower margins, sometimes more dependent on the owner than ideal, etc etc). But the risk for the buyer is obviously much lower.
Not suitable for everyone but I’m wondering how much interest there would be.
from University of British Columbia in Calgary, AB, Canada
from University of Western Australia in London, UK