Hello SF community - have read that 7a to 7a is tough but “If a borrower requests a loan modification but the lender cannot modify the terms, the SBA may also permit a refinance.” We are 18 months into a floating rate 10yr 7a @ P+2% and starting to sting, Fixed wasn’t an option by our lender at the time unfortunately. Anyone have experience w/ this? Hoping we can roll into P+0% new 10yr. Also consolidated biz has grown to $15mm revs - what size do you need to be to get SOFR based pricing… maybe non-recourse? Thanks in advance as always!