Real Estate Backed Loan?
April 01, 2026
by a searcher from Texas A&M University in Hartford, CT, USA
Hi all. This isn't an ETA post, but thought the SF community could be helpful.
I'm seeking an alternative to bank financing. Ideally, something like a LOC that would be collateralized by farmland with a max LTV of <25%. The land is being prepped for sale, so the repayment period will end up being <18 months. The land is held in trust, and ideally the trust would be the sole guarantor. The land was recently appraised <$5M.
I've had a few issues with traditional banks including not lending on farmland and/or needing additional guarantors.
Any advice or connections would be much appreciated. Thanks in advance!