Raising $3-3.5M in Debt for Fence/Gate Supplier with $1.5M in EBITDA - Georgia

April 29, 2026

by a searcher from Kennesaw State University - Coles College of Business in Atlanta, GA, USA

Looking to raise $3-3.5M in debt. We have SBA term sheets and will move forward with the deal regardless. However, we'd like to explore replacing SBA debt by raising the same amount in private debt at 7-8% with 10-year amortization (similar to SBA terms but without the PG). A little about the company: - Last 4-yr avg rev: $9.8M - Last 4-yr avg EBITDA: $1.5M - Adj EBITDA/SDE: $1.8M Deal: $3M seller note $3-3.5M debt (seeking private credit as mentioned above) $1.5M equity (from us/investors) Send me a DM if you're interested or can help make introductions. Thanks in advance!

Reply by a lender
from University of Southern California in Los Angeles, California, USA

We would love to help you get the right SBA lender on this deal if you are interested. We should be able to beat your competition term sheets by 1% in GA. We would love to work with you to find the best SBA lender for this deal. We recently funded a HVAC deal in California at Prime because the buyer had a license. We are a free service to the borrower, since we get paid by the lender post-close. Please use this meeting link to schedule a meeting with my team: https://cal.com/team/sba/searchfunder

Reply by a lender
in Falmouth, MA, USA

This market is inactive for private debt, but even if private credit comes on board, the required yield will be much higher and the leverage much lower at this deal size. Happy to chat about SBA debt at a lower cost than what you currently have. redacted

+1 more reply.

Join the discussion