PURCHASE PRICE ADJUSTMENTS & SBA 7A LOANS

Hello - has anyone had any experience in the past with incorporating purchase price adjustments into a transaction financed via an SBA 7a loan? 

In my case, we were thinking to do a holdback paid after 12 months based on a certain percentage of customers doing a certain level of business with the company next year. I've heard contrasting views from other searchers, lawyers, active SBA lenders, etc so, I'm relatively confused as to what the right answer is. I know some folks have used the seller note as a proxy to hold back against, but that's not what we're trying to do. Thanks for the help!



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