Private Bridge Loan Opportunity – $150,000
I’m looking to connect with an investor/lender interested in a 24-month private bridge loan of up to $150,000 for an established assisted-living business in Los Angeles.
Proposed structure:
Loan amount: $150,000 total
Funding: $50,000 on Oct. 1, $50,000 on Nov. 1, $50,000 on Dec. 1, 2026
Total repayment: $210,000
Total ROI: 40%
Simple annualized return: 20% per year
Initial 3 months: Interest-only payments
Term: 24 months
Late fee: 5% of the overdue payment after a 10-day grace period
Default: 30 days past due
Default equity provision: If the loan goes into default, lender receives 25% equity in the business, based on the business's $1M annual gross-revenue/top-line valuation basis.
Current operating economics beginning Dec. 1, 2026:
Monthly revenue: $82,200
Monthly expenses: $65,155
Projected monthly net income: $17,045
Projected net income increases by approximately 10% beginning March 30, 2027
Monthly expenses:
Leases: $17,300
Payroll: $40,000
Auto: $3,455
Food: $3,000
Utilities: $1,500
Gas: $300
Miscellaneous: $600
The purpose of the bridge financing is to provide working capital through the next few months while the business transitions to a more stable operating position.
If you or someone in your network may be interested in reviewing the opportunity, please DM me and I can provide additional information and documentation.redacted