Personal Guarantees on UK bank loans?

Am looking for people with concrete experience taking on a bank loan for their acquisition in the UK.

Two M&A lawyers (that I both respect!) gave me contradicting information regarding personal guarantees on UK bank loans.

One said that PG’s rarely get requested, and when they do, they can often be removed or there’s (acceptable) limits on them.

The other one said “no, they’ll definitely lock you in and put the PG against your house!”…

What’s the real life experience of UK folks?

Thanks in advance.