Not All Declines Are About the Business

Lenders don’t just underwrite businesses—they underwrite buyers and execution. Common reasons good deals get declined: • Missing or unclear equity documentation • Seller note not fully on standby • Collateral or PG confusion • Weak communication or deal hygiene Even profitable businesses can hit walls if SBA criteria aren’t met. Most of these risks are preventable—with the right prep. Want to talk lender strategy? https://calendly.com/alan-pioneercap