Non-SBA Route - Especially for Larger Deals

January 09, 2025

by a searcher from Columbia University - Columbia Business School in New York, NY, USA

Hello All - Has anyone explored options for a non-SBA route? Particular for larger deals? Just curious if there was a way to do this at all. Thank you

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Reply by a professional
from University of Notre Dame in New York, NY, USA

Hi ^redacted‌- I work with a lot of independent sponsors acquiring companies in the 10-30M EV range… it’s typically a mix of (1) investor capital (LP investments/equity co-invest), (2) alternative capital providers (Mezz debt/structured equity), (3) SBIC funds and (4) traditional bank debt…. Deals are usually a mix of one or more of###-###-#### above. Happy to chat more through how the economics are usually structured - shoot me a DM or email me redacted

Reply by a lender
in Falmouth, MA, USA

^redacted‌, I work with independent sponsors and searchers on deals between $1M and $50M, offering both SBA and alternative financing options. Over the past four years, I’ve funded over $350M. When structuring financing, I often see it starting with the highest leverage on the SBA side and moving toward lower leverage and more injected capital as deal sizes increase. Feel free to reach out—I’d be happy to go over some options. My email is redacted

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