Non-SBA Debt Providers for $3-8m loan

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April 29, 2026

by a searcher from Elon University - Martha and Spencer Love School of Business in Washington D.C., DC, USA

I'm seeing a lot of searchers post about raising non-SBA debt around $3-8m. I know there are a lot of providers up market but has anyone seen debt providers for these small deals?
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Reply by a searcher
in Orlando, FL, USA
I haven't done business with them but https://www.bizbuyangels.com/ do 500k-5M debt funding. ^redacted‌ is part of this.‌
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Reply by a searcher
from Christ University in San Jose, CA, USA
Thanks for tagging @redacted‌ @redacted‌ I would recommend reaching out to Bizbuyangels that David has posted. Also check out eCommerce lending (https://www.ecommercelending.com/). I found a non-SBA deal through a bank but it was not an easy process. 100+ outreaches, 10-12 leads and finally 3 term sheets. I found success through local banks rather than the big ones. My recommendation is to create a package for the lenders (your PFS, Tax returns, business P&L, Balance sheet, tax returns - all last 3 years, investment thesis, CIM and a quick deal snapshot). Look up folks on the commercial banking and cold call or email.
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