Just a quick note given the headlines and hectic environment – high interest rates, volatile markets, SVB stock plunging 60% and deposits at risk... Higher rates have definitely put a higher strain on certain banks. I just want to mention that KeyBank is ready to step up to take deposits quickly, and if there are any companies that bank with SVB and you need to react quickly to manage risk, we can help...

• Key is in a very strong financial position with high levels of liquidity and capital: o We have a stable, investment grade credit and a regulatory capital ratio of 250+ basis points o Our liquidity levels remain consistently above the 110% regulatory LCR ratio minimums and we have a loan-to-deposit ratio below 90% • Key will pay market rates based on size and duration. • To move quickly for clients who want to move deposits to Key, we have mobilized our teams across Key’s front, middle and back offices to provide you white glove service and expedited account openings: fund as quickly as possible, within###-###-#### hours