You can try going the route of traditional bank financing, but that is often harder to come by for a new business acquisition unless you have an established reputation with the bank and clear experience in a similar business. The underlying business itself is also more heavily scrutinized with regards to the stability of its cash flows, if it has any physical assets that the debt can be secured against, etc. If you are having trouble funding with debt, then the best option may be to bring on additional equity investors that can provide you the cash in exchange for common or preferred shares (e.g., friends and family or small-cap PE funds).

Use the search bar in top left and search "non SBA" - there's a number of threads with similar questions with good responses (including many from lenders). Short answer - lots of the SBA lenders also do non-SBA options for deals as well and they can walk you through them.

We structure SBA and non-SBA deals for acquisitions. Email me at [redacted] for more details.

Anonymous - In addition to the comments you receive here, you can always find searcher friendly lenders under the Directory tab at the top of this screen. Here is the direct link: https://www.searchfunder.com/user/list/lender. Many lenders offer non-SBA options.

Tagging a few of them to help get the ball rolling on your deal: ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌, ^[redacted]‌ (To our lender friends, THANK YOU for helping to make Searchfunder a collaborative community. I am pleased to share that in a few days you will have access to BVR Deal Stats on Searchfunder, the largest deal data set anywhere. More good things to come in 2021! With Best Wishes, ^[redacted]‌).

We offer both SBA and conventional options for acquisition financing. Happy to compare the two programs for you. Send me an e-mail if you are interested: [redacted]

Send over your Executive Summary to: [redacted]

Feel free to message me