Looking for M&A Financing

by a searcher from Instituto Tecnológico y de Estudios Superiores de Monterrey (ITESM)

3 days ago

Looking for a bank comfortable with doing cash flow based loans without personal guarantees to partner in future deals...
Anyone I should reachout to?

1 like
73 views
7 comments

lender from Eastern Illinois University

What size transaction are you looking at? I get this question often. If the deal is smaller in nature, typically $10 million or less, just about all lenders require personal guarantees. You could go to the non-bank market to try and get a deal done without a personal guarantee, but you really need a decent sized loan and strong collateral, balance sheet, and equity. If you are trying to minimize your cash down, have a largely goodwill backed deal, and what a deal without a personal guarantee, that definitely does not exist. Happy to talk through options at any time at --@----.com

12 hours ago | like reply | 0 likes

searcher from University of South Carolina

I'm curious about this as well. I imagine loans without a personal guarantee would carry a much higher interest rate...

22 hours ago | like reply | 0 likes

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