Looking for a financial advisor
August 29, 2025
by a searcher from University of Massachusetts Amherst - Isenberg School of Management in Bothell, Washington, USA
Hi Searchfunder community,
My husband and I are currently evaluating whether to move forward with an SBA loan to acquire a business, and we’d like to make sure we choose the best strategy for our overall financial situation. Our ideal outcome is to relocate to Florida in order to acquire a business there (not in Seattle), so we need clear guidance on how this move fits into our financial picture.
We’re not looking for ongoing financial planning or investment management, but rather a neutral, advice-only financial advisor who can:
• Help us assess trade-offs between our household expenses, childcare costs, existing investments, and the new business financing
• Provide clarity on the risks and cash flow implications of an SBA loan
• Assist us in figuring out the ideal EBITDA or SDE target for a business, given our financial circumstances and relocation plans
• Guide us in evaluating the reality that many say acquiring a business is especially difficult in the first years — does this typically imply serious financial challenges and risks of going broke, and how can we best prepare?
• Help us make an aligned decision as a couple, without pushing products or AUM (Assets Under Management) services
Ideally, we’re seeking a fee-only advisor who works hourly or on a project basis, with experience advising on SBA loans, entrepreneurs, and family finances tied to small business ownership.
If you know someone who fits this profile—or if you’ve worked with an advisor/consultant you’d recommend—I’d greatly appreciate your suggestions.
Thanks in advance for your help!
— Mercedes
from University of New Mexico in Clearwater, FL, USA
from University of Southern California in Los Angeles, CA, USA