reply
by a lender
1yr ago
from Eastern Illinois University
in 900 E Diehl Rd, Naperville, IL 60563, USA
I concur with some comments already made. The SBA lending programs in particular are very popular on both side of the aisle. The SBA lending programs are also a profit center for the government. They take in more money in government guarantee fees each year then they pay out in losses, so the program is more than self-sufficient. That makes it a low risk proposition. With the current administration very pro-business, I do not see any negative changes coming to the program. There could be some positive ones if they decide to expand the program more or increase the guarantee limits.
I think most of the concern is in cutting waste in other areas of the SBA. You could see some ancillary programs have funding cut, but I do not envision a major change to the SBA lending programs. As a side benefit, if everyone is back in the office, we might see some response times improve when issues come up.