I have a deal that's ready to sign an LOI, but it's smaller than a typical SBA range ($315k total value).
Initially, I offered an all cash and seller financing deal (1/3 up front, 1/3 at 6 months, and 1/3 financed over 3 years), but the seller wants more up front.

I've spoken to SBA lenders and most want $1mm+ deal sizes. So my question is, is it worth shopping around for SBA loans on a deal this small? Or should I just move on and focus on other things?

For context, I already have an existing business doing ~$2.5mm in annual revenue and plan to build up a portfolio of related businesses, but this is my first acquisition. I've also got a minority partner in Austria putting in money for this deal.