Is it possible to purchase two different businesses using SBA loans within 30-60 days?

September 30, 2025

by a searcher from Georgia Institute of Technology in New York, NY, USA

Question for the community: Is it possible for a searcher to purchase two different businesses using SBA-backed loans within a###-###-#### day period? For the sake of argument, let's assume both are $300-$500k in SDE, 10% owner equity injection, DCR over 2.0, and have hard assets (PPE) accounting for 50% of the debt amount for each loan. Has anyone here successfully executed or assisted on such a strategy?

1 Like

13 Replies

204 Views

Replies

Reply by a lender
from Touro University in Houston, TX, USA

I wouldnt recommend it tbh although some lenders may be fine with it.

Reply by a lender
from Cornell University in Los Angeles, CA, USA

Hi Nick - nice to meet you. Yes, it’s possible, but most lenders prefer you space the two closings about six months apart. That way the first business has some time to stabilize before the bank underwrites the second. Your background, hands-on experience, and ability to be on-site matter a lot here. If you try to close both deals at the same time, lenders will take a harder look at whether you can realistically manage both businesses, whether the cash flow is strong enough, and whether you’ll still have enough cash left over as a safety cushion. That's why its always so important to have a broker to help on these type of deals. We have a lot experience financing various companies via the SBA. If you ever need help talking through a deal, I am happy to help. We work with all the major SBA lenders. The bank pays us after your loan closes, so this is a 100% free service for you. You can email me directly at redacted or schedule a meeting with me: https://cal.com/francodeguzman/30min. Look forward to chatting! 

+11 more replies.

Join the discussion