Is it better to go with an SBA loan broker or just work directly with someone like LiveOak?

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September 25, 2025

by a searcher from Babson College - F.W. Olin Graduate School in Chapel Hill, NC, USA

Trying to figure out the pros and cons of each...
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Reply by a searcher
from Central Washington University in Sacramento, CA, USA
Broker all day long imo. They don’t cost you a penny - They have the relationships with the banks and can push for you behind the scenes. I used @ishan jetly and the deal wouldn’t have even gotten a term sheet without him
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Reply by a searcher
from University of Virginia in New York, NY, USA
I’d love for someone to correct me, but I think you always come out ahead working through a good loan broker, because A) they shop your deal around (which should get you more favorable terms), and B) the lender pays their fees (no cost for you).
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