HELOC providers?

searcher profile

January 15, 2026

by a searcher from Emory University - Goizueta Business School in Atlanta, GA, USA

Has anyone taken out a HELOC to shield their homes from SBA collateral? Do you have any recommendations on providers? Are there things I should look out for when selecting a provider? Is it better to go with national brands (like Rocket Mortgage) or smaller regional providers? Thank you in advance!
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commentor profile
Reply by a professional
from Emory University in Washington, D.C., USA
^redacted‌ you can probably help Sven too. Depending on your state, there may be laws that preclude the bank taking your primary residence if you restructure things with the bank appropriately. Or file bankruptcy in a structure to shield the primary residence.
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Reply by a lender
from Eastern Illinois University in 900 E Diehl Rd, Naperville, IL 60563, USA
A home equity loan can be a good way to shield your equity from an SBA lender. However, sometimes it does not work either. Happy to discuss it if you like. You can reach me here or directly at redacted
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