Has anyone ever acquired a business without a PG and with little money down?

Hello. I'm looking to acquire a business in the US with the ultimate goal of forming a HoldCo. I have one I'm targeting that's $10m price / $1.9m EBITDA, however I have two major roadblocks: 1. Lack of liquid assets due to student loans, mortgage, etc. 2. I'm not in a position to put a PG on a loan. I realize these are the two major hurdles, but I'm curious what ways people have been able to get off the ground without these stopping them. I know this doesn't mean I'll be able to get 100% (or even a majority) of a company and I will have to be flexible in some areas, but I want to know what sacrifices I'll have to make to get my journey started and what a first deal could realistically look like.