The SBA just announced it today. Veterans buying a business with a 7(a) loan can now raise their entire 10% down payment from outside sources. Two ways to do it: Outside investors. Your investors put in the full 10%. You put in $0. Seller note on full standby. The seller carries the full 10% as a note with no payments for the life of the SBA loan. You put in $0. Before this, those sources could cover only half of the down payment. For eligible veterans, they can now cover all of it. Your savings stay in your pocket to run and grow the business after closing. Starts: Veterans Day, November 11, 2026 Runs through: Fiscal Year 2027 Source: SBA News ReleaseredactedNov 9, redactedI have the official PDF and I’m happy to share it, just ask. Two things to know: Who is “eligible”? The SBA hasn’t published the exact definition yet. It should come in the implementing notice, and I’ll share it here as soon as it’s out. Lenders still have a say. This is the SBA’s minimum. Some lenders may still want the buyer to put in some cash, so the right lender matters. This window is open for a limited time. If you’re a veteran looking at a deal, comment or DM me for the PDF and I’ll tell you if your deal fits. We have a lot of experience financing various companies via the SBA. I would be happy to review any deals or LOIs at no cost to you. We work with all the major SBA lenders. The bank pays us after your loan closes, so this is a 100% free service for you. You can email me directly at redacted or schedule a meeting with me: redacted. Look forward to chatting!
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